13869 Back Creek Valley RdHedgesvilleWV25427
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 13869 Back Creek Valley Rd, Hedgesville, WV, 25427 in Hedgesville deserves attention. This $252,500 property earns $2,432/mo in rent, a 11.56% gross yield, and nets $971/mo after the $1,135/mo payment. DSCR 2.14 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $69,761 compounds alongside $2,326/yr in yearly equity build, for a total cumulative return of $157,806.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.6% | 7.8% |
| Monthly Cash Flow | $971 | $450 |
City averages based on Hedgesville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,432 |
| Total Monthly Debt Service | $1,361 |
| DSCR Ratio | 1.79x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1970
0.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25427, Hedgesville, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,965 (100%) |
| Owner Occupied HU | 6,041 (75.8%) |
| Renter Occupied HU | 845 (10.6%) |
| Vacant Housing Units | 1,079 (13.5%) |
| Median Home Value | $311,912 |
| Average Home Value | $325,721 |
Housing Distribution
Address Breakdown
Residential
7,346
Single Family
6,655
Multi-Family
691
Businesses
176
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1970
0.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25427, Hedgesville, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,965 (100%) |
| Owner Occupied HU | 6,041 (75.8%) |
| Renter Occupied HU | 845 (10.6%) |
| Vacant Housing Units | 1,079 (13.5%) |
| Median Home Value | $311,912 |
| Average Home Value | $325,721 |
Housing Distribution
Address Breakdown
Residential
7,346
Single Family
6,655
Multi-Family
691
Businesses
176
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Michelle Garrett • Prime Location Realty, LLC
Mls Name: Bright MLS
Mls ID: #WVBE2042978