13865 Shell Belt RdBayou La BatreAL36509
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 13865 Shell Belt Rd, Bayou La Batre, AL, 36509 in Bayou La Batre is straightforward: $125,000 in, $985/mo in rent, $279/mo out after debt service. The 9.46% gross yield and 1.75 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $34,535 by year five. With $1,151/yr in principal equity, the total cumulative return is projected at $65,119.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 6.2% |
| Monthly Cash Flow | $279 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $985 |
| Total Monthly Debt Service | $656 |
| DSCR Ratio | 1.50x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
0.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36509, Bayou La Batre, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 627 (100%) |
| Owner Occupied HU | 370 (59.0%) |
| Renter Occupied HU | 168 (26.8%) |
| Vacant Housing Units | 89 (14.2%) |
| Median Home Value | $91,818 |
| Average Home Value | $151,595 |
Housing Distribution
Address Breakdown
Residential
689
Single Family
634
Multi-Family
55
Businesses
187
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
0.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36509, Bayou La Batre, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 627 (100%) |
| Owner Occupied HU | 370 (59.0%) |
| Renter Occupied HU | 168 (26.8%) |
| Vacant Housing Units | 89 (14.2%) |
| Median Home Value | $91,818 |
| Average Home Value | $151,595 |
Housing Distribution
Address Breakdown
Residential
689
Single Family
634
Multi-Family
55
Businesses
187
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Rose Melton • Better Homes & Gardens RE Platinum Properties
Mls Name: GCMLS
Mls Provider:
Mls ID: #7541399
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.