1385 Quaker RdBarkerNY14012
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 1385 Quaker Rd, Barker, NY, 14012 in Barker deserves attention. This $214,900 property earns $3,000/mo in rent, a 16.75% gross yield, and nets $1,565/mo after the $966/mo payment. DSCR 3.11 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $59,373 compounds alongside $1,979/yr in yearly equity build, for a total cumulative return of $182,684.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 16.8% | 6.2% |
| Monthly Cash Flow | $1,565 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,000 |
| Total Monthly Debt Service | $1,350 |
| DSCR Ratio | 2.22x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1830
0.48 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14012, Barker, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,097 (100%) |
| Owner Occupied HU | 747 (68.1%) |
| Renter Occupied HU | 173 (15.8%) |
| Vacant Housing Units | 177 (16.1%) |
| Median Home Value | $233,403 |
| Average Home Value | $315,763 |
Housing Distribution
Address Breakdown
Residential
860
Single Family
792
Multi-Family
68
Businesses
49
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1830
0.48 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14012, Barker, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,097 (100%) |
| Owner Occupied HU | 747 (68.1%) |
| Renter Occupied HU | 173 (15.8%) |
| Vacant Housing Units | 177 (16.1%) |
| Median Home Value | $233,403 |
| Average Home Value | $315,763 |
Housing Distribution
Address Breakdown
Residential
860
Single Family
792
Multi-Family
68
Businesses
49
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices