13815 Shavano RidgeSan AntonioTX78230
INVESTMENT ANALYSIS
Investment Verdict
Solid Income13815 Shavano Ridge, San Antonio, TX, 78230 in San Antonio carries a 1.58 coverage ratio, rent of $3,128/mo is 1.58 times the $1,979/mo payment. Rental yield 8.53%. That margin gives both the investor and Ziffy Mortgage's DSCR underwriting a comfortable buffer at a $440,000 acquisition price. No U.S. credit or income documentation required. Five-year appreciation adds $121,564; total projected cumulative return: $166,001.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 5.8% |
| Monthly Cash Flow | $(43) | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,128 |
| Total Monthly Debt Service | $2,996 |
| DSCR Ratio | 1.04x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1992
7,187 sqft lot
$N/A/sqft
$315 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78230, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,999 (100%) |
| Owner Occupied HU | 9,106 (43.4%) |
| Renter Occupied HU | 10,047 (47.8%) |
| Vacant Housing Units | 1,846 ( 8.8%) |
| Median Home Value | $376,879 |
| Average Home Value | $427,244 |
Housing Distribution
Address Breakdown
Residential
20,436
Single Family
10,630
Multi-Family
9,806
Businesses
1,457
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1992
7,187 sqft lot
$N/A/sqft
$315 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78230, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,999 (100%) |
| Owner Occupied HU | 9,106 (43.4%) |
| Renter Occupied HU | 10,047 (47.8%) |
| Vacant Housing Units | 1,846 ( 8.8%) |
| Median Home Value | $376,879 |
| Average Home Value | $427,244 |
Housing Distribution
Address Breakdown
Residential
20,436
Single Family
10,630
Multi-Family
9,806
Businesses
1,457
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Marlene Cullum • LPT Realty, LLC
Mls Name: SABOR
Mls Provider:
Mls ID: #1867931
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.