138 Lilli's LaneComfortTX78013
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 138 Lilli's Lane, Comfort, TX, 78013 in Comfort is narrow, $148/mo net on $2,819/mo rent after the $1,637/mo debt service, but the property operates at break-even-plus, not a loss. At $363,950 with a 9.29% yield, the long-run equity case via 5% appreciation ($100,553 over five years) and $3,352/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.72 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $149,296.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 6.2% |
| Monthly Cash Flow | $148 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,819 |
| Total Monthly Debt Service | $2,527 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
5,662 sqft lot
$N/A/sqft
$1,000 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78013, Comfort, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,815 (100%) |
| Owner Occupied HU | 1,741 (61.8%) |
| Renter Occupied HU | 592 (21.0%) |
| Vacant Housing Units | 482 (17.1%) |
| Median Home Value | $387,500 |
| Average Home Value | $489,294 |
Housing Distribution
Address Breakdown
Residential
2,006
Single Family
1,890
Multi-Family
116
Businesses
263
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
5,662 sqft lot
$N/A/sqft
$1,000 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78013, Comfort, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,815 (100%) |
| Owner Occupied HU | 1,741 (61.8%) |
| Renter Occupied HU | 592 (21.0%) |
| Vacant Housing Units | 482 (17.1%) |
| Median Home Value | $387,500 |
| Average Home Value | $489,294 |
Housing Distribution
Address Breakdown
Residential
2,006
Single Family
1,890
Multi-Family
116
Businesses
263
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: R.J. Reyes • Keller Williams Heritage
Mls Name: LERA MLS
Mls Provider:
Mls ID: #1893582
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.