13795 N Keystone Springs DrOro ValleyAZ85755
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, 13795 N Keystone Springs Dr, Oro Valley, AZ, 85755 in Oro Valley is listed at $985,000 and delivers $6,898/mo in rent and $709/mo in net monthly cash flow. The 8.4% yield and 1.48 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $272,137 over five years, and $8,257/yr in principal reduction supplements cash return. Total projected cumulative return: $401,056.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 6.5% |
| Monthly Cash Flow | $709 | $1,800 |
City averages based on Oro Valley market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $6,898 |
| Total Monthly Debt Service | $6,037 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2005
0.35 Acres lot
$N/A/sqft
$119 monthly HOA
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Listed by: Jennifer Lynn Nyman • Realty Executives Arizona Territory
Mls Name: MLS of Southern Arizona
Mls Provider:
Mls ID: #22611257
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