13786 Moonshine RdCamptonvilleCA95922
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 13786 Moonshine Rd, Camptonville, CA, 95922 in Camptonville. Priced at $225,000, it generates $2,038/mo in gross rent and $646/mo in net monthly cash flow, a 10.87% yield that comfortably supports the 2.01 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $7,749. Five-year appreciation: $62,163. Equity from principal paydown: $2,072/yr. Total projected cumulative return: $126,912.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 6.0% |
| Monthly Cash Flow | $646 | $450 |
City averages based on Camptonville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,038 |
| Total Monthly Debt Service | $1,302 |
| DSCR Ratio | 1.56x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1994
8.58 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95922, Camptonville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 368 (100%) |
| Owner Occupied HU | 208 (56.5%) |
| Renter Occupied HU | 72 (19.6%) |
| Vacant Housing Units | 88 (23.9%) |
| Median Home Value | $334,211 |
| Average Home Value | $375,938 |
Housing Distribution
Address Breakdown
Residential
125
Single Family
125
Multi-Family
0
Businesses
21
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1994
8.58 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95922, Camptonville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 368 (100%) |
| Owner Occupied HU | 208 (56.5%) |
| Renter Occupied HU | 72 (19.6%) |
| Vacant Housing Units | 88 (23.9%) |
| Median Home Value | $334,211 |
| Average Home Value | $375,938 |
Housing Distribution
Address Breakdown
Residential
125
Single Family
125
Multi-Family
0
Businesses
21
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Elizabeth Zapata • Coldwell Banker Grass Roots Realty
Mls Name: MetroList Services of CA
Mls ID: #225137836