13776 Benton StTronaCA93562
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 13776 Benton St, Trona, CA, 93562 in Trona: $1,040/mo in rent, $205/mo in net income, 9.24% gross yield, 1.71 DSCR, all at $135,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $37,298 in appreciation and $1,243/yr in principal paydown projects total cumulative return of $64,382.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 6.0% |
| Monthly Cash Flow | $205 | $500 |
City averages based on Trona market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,040 |
| Total Monthly Debt Service | $781 |
| DSCR Ratio | 1.33x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1947
9,375 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93562, Trona, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 978 (100%) |
| Owner Occupied HU | 459 (46.9%) |
| Renter Occupied HU | 250 (25.6%) |
| Vacant Housing Units | 269 (27.5%) |
| Median Home Value | $80,682 |
| Average Home Value | $172,446 |
Housing Distribution
Address Breakdown
Residential
673
Single Family
618
Multi-Family
55
Businesses
16
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1947
9,375 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93562, Trona, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 978 (100%) |
| Owner Occupied HU | 459 (46.9%) |
| Renter Occupied HU | 250 (25.6%) |
| Vacant Housing Units | 269 (27.5%) |
| Median Home Value | $80,682 |
| Average Home Value | $172,446 |
Housing Distribution
Address Breakdown
Residential
673
Single Family
618
Multi-Family
55
Businesses
16
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Maribel Jimenez • CENTURY 21 KING
Mls Name: CRMLS
Mls ID: #CV25225172