13737 Lakeside DrClarksvilleMD21029
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSolid, durable, and financeable, 13737 Lakeside Dr, Clarksville, MD, 21029 in Clarksville earns a 7.89% gross yield at $889,000. Rent of $5,844/mo nets $315/mo after the $3,998/mo mortgage. The 1.46 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $245,614 and $8,188/yr in equity accumulation project a total cumulative return of $357,480.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 6.0% |
| Monthly Cash Flow | $315 | $450 |
City averages based on Clarksville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,844 |
| Total Monthly Debt Service | $5,175 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1988
3.23 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21029, Clarksville, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,906 (100%) |
| Owner Occupied HU | 3,600 (92.2%) |
| Renter Occupied HU | 268 ( 6.9%) |
| Vacant Housing Units | 38 ( 1.0%) |
| Median Home Value | $914,306 |
| Average Home Value | $982,043 |
Housing Distribution
Address Breakdown
Residential
4,101
Single Family
3,887
Multi-Family
214
Businesses
264
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1988
3.23 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21029, Clarksville, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,906 (100%) |
| Owner Occupied HU | 3,600 (92.2%) |
| Renter Occupied HU | 268 ( 6.9%) |
| Vacant Housing Units | 38 ( 1.0%) |
| Median Home Value | $914,306 |
| Average Home Value | $982,043 |
Housing Distribution
Address Breakdown
Residential
4,101
Single Family
3,887
Multi-Family
214
Businesses
264
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Michael Shapiro • Compass
Mls Name: Bright MLS
Mls ID: #MDHW2055672