13726 N County Road 229RaifordFL32083
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 13726 N County Road 229, Raiford, FL, 32083 in Raiford at $210,000 earns $1,440/mo in rent and nets $46/mo after the $944/mo payment, a 8.23% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $58,019 over five years. Ziffy Mortgage underwrites this on a 1.53 DSCR without U.S. credit history. With $1,934/yr in principal paydown, total projected return reaches $83,083.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 6.0% |
| Monthly Cash Flow | $46 | $400 |
City averages based on Raiford market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,440 |
| Total Monthly Debt Service | $1,310 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1963
1.05 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32083, Raiford, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 654 (100%) |
| Owner Occupied HU | 386 (59.0%) |
| Renter Occupied HU | 188 (28.7%) |
| Vacant Housing Units | 80 (12.2%) |
| Median Home Value | $173,684 |
| Average Home Value | $222,448 |
Housing Distribution
Address Breakdown
Residential
550
Single Family
550
Multi-Family
0
Businesses
27
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1963
1.05 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32083, Raiford, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 654 (100%) |
| Owner Occupied HU | 386 (59.0%) |
| Renter Occupied HU | 188 (28.7%) |
| Vacant Housing Units | 80 (12.2%) |
| Median Home Value | $173,684 |
| Average Home Value | $222,448 |
Housing Distribution
Address Breakdown
Residential
550
Single Family
550
Multi-Family
0
Businesses
27
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices