13707 Cuming StOmahaNE68154
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 13707 Cuming St, Omaha, NE, 68154 in Omaha fits: $1,385,000, 5.26% gross yield, and a projected 5% annual appreciation rate adding $382,650 in value within five years. Rental yield 5.26%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.98) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $12,756/yr in principal paydown and $382,650 in appreciation project a total return of $298,474.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.3% | 6.2% |
| Monthly Cash Flow | $(3,598) | $450 |
City averages based on Omaha market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,076 |
| Total Monthly Debt Service | $9,123 |
| DSCR Ratio | 0.67x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
1.01 Acres lot
$N/A/sqft
$750 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68154, Omaha, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,130 (100%) |
| Owner Occupied HU | 5,963 (53.6%) |
| Renter Occupied HU | 4,632 (41.6%) |
| Vacant Housing Units | 535 ( 4.8%) |
| Median Home Value | $331,987 |
| Average Home Value | $389,285 |
Housing Distribution
Address Breakdown
Residential
10,771
Single Family
6,697
Multi-Family
4,074
Businesses
1,278
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
1.01 Acres lot
$N/A/sqft
$750 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68154, Omaha, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,130 (100%) |
| Owner Occupied HU | 5,963 (53.6%) |
| Renter Occupied HU | 4,632 (41.6%) |
| Vacant Housing Units | 535 ( 4.8%) |
| Median Home Value | $331,987 |
| Average Home Value | $389,285 |
Housing Distribution
Address Breakdown
Residential
10,771
Single Family
6,697
Multi-Family
4,074
Businesses
1,278
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices