13703 130th AveJamaicaNY11436
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 13703 130th Ave, Jamaica, NY, 11436 in Jamaica is narrow, $182/mo net on $4,856/mo rent after the $3,148/mo debt service, but the property operates at break-even-plus, not a loss. At $699,999 with a 8.33% yield, the long-run equity case via 5% appreciation ($193,397 over five years) and $6,447/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.54 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $278,581.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 4.2% |
| Monthly Cash Flow | $182 | $2,800 |
City averages based on Jamaica market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,856 |
| Total Monthly Debt Service | $4,396 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1920
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 11436, Jamaica, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,560 (100%) |
| Owner Occupied HU | 3,820 (58.2%) |
| Renter Occupied HU | 2,369 (36.1%) |
| Vacant Housing Units | 371 ( 5.7%) |
| Median Home Value | $641,821 |
| Average Home Value | $683,128 |
Housing Distribution
Address Breakdown
Residential
4,893
Single Family
4,781
Multi-Family
112
Businesses
145
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1920
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 11436, Jamaica, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,560 (100%) |
| Owner Occupied HU | 3,820 (58.2%) |
| Renter Occupied HU | 2,369 (36.1%) |
| Vacant Housing Units | 371 ( 5.7%) |
| Median Home Value | $641,821 |
| Average Home Value | $683,128 |
Housing Distribution
Address Breakdown
Residential
4,893
Single Family
4,781
Multi-Family
112
Businesses
145
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices