137 Stoyer RdCoatesvillePA19320
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 137 Stoyer Rd, Coatesville, PA, 19320 in Coatesville earns a 9.54% gross yield at $379,900. Rent of $3,020/mo nets $531/mo after the $1,708/mo mortgage. The 1.77 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $104,959 and $3,499/yr in equity accumulation project a total cumulative return of $178,809.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 6.2% |
| Monthly Cash Flow | $531 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,020 |
| Total Monthly Debt Service | $2,338 |
| DSCR Ratio | 1.29x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2009
5,865 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19320, Coatesville, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,187 (100%) |
| Owner Occupied HU | 15,251 (68.7%) |
| Renter Occupied HU | 5,646 (25.4%) |
| Vacant Housing Units | 1,290 ( 5.8%) |
| Median Home Value | $393,980 |
| Average Home Value | $447,074 |
Housing Distribution
Address Breakdown
Residential
20,408
Single Family
19,591
Multi-Family
817
Businesses
704
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2009
5,865 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19320, Coatesville, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,187 (100%) |
| Owner Occupied HU | 15,251 (68.7%) |
| Renter Occupied HU | 5,646 (25.4%) |
| Vacant Housing Units | 1,290 ( 5.8%) |
| Median Home Value | $393,980 |
| Average Home Value | $447,074 |
Housing Distribution
Address Breakdown
Residential
20,408
Single Family
19,591
Multi-Family
817
Businesses
704
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Dara Crane • Coldwell Banker Realty
Mls Name: Bright MLS
Mls ID: #PACT2110428