137 Spencer Cir, Forest Hill, MD, 21050 | $855/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Forest Hill at 137 Spencer Cir, Forest Hill, MD, 21050 earns $855/mo cash flow from $3,124/mo rent with a $1,786/mo payment. Total monthly income totals $3,124/mo, and annual cash flow totals $10,254/yr on $120,964 capital. ROI tracks 28.39% on current figures, and rental yield reads 10.27% at a $364,900 purchase. Equity gained on principal adds $2,355/yr, and 5% annual appreciation supports $100,815 over five years. Five-year ROI reaches 148.36% and total cumulative return in cash sums $179,460. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $3,124/mo property income instead of your personal income.

Townhouse

Built in 1997

2,000 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 21050, Forest Hill, MD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	7,018 (100%)
Owner Occupied HU	6,173 (88.0%)
Renter Occupied HU	667 ( 9.5%)
Vacant Housing Units	178 ( 2.5%)
Median Home Value	$520,043
Average Home Value	$540,450