137 OYSTER BAY WayPonte VedraFL32081
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeA DSCR of 1.65 makes 137 OYSTER BAY Way, Ponte Vedra, FL, 32081 in Ponte Vedra one of the easier properties to finance via Ziffy Mortgage's rental-income underwriting. Rental yield 8.92%. The 8.92% yield, 5% annual appreciation ($159,967 over five years), and $5,333/yr in principal reduction project a total cumulative return of $203,148.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.9% | 6.0% |
| Monthly Cash Flow | $(325) | $300 |
City averages based on Ponte Vedra market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,303 |
| Total Monthly Debt Service | $4,398 |
| DSCR Ratio | 0.98x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2017
N/A lot
$N/A/sqft
$632 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2017
N/A lot
$N/A/sqft
$632 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: BONNIE LIVINGSTONE-DAVIS • ENGEL & VOLKERS FIRST COAST
Mls Name: realMLS
Mls Provider:
Mls ID: #2077192
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by realMLS.