137 N Main St, Galena, MD, 21635 | 7.32% Rental Yield

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Galena at 137 N Main St, Galena, MD, 21635 with 5% annual appreciation on a $394,000 basis while $2,405/mo rent supports operations. 5% in year one. Equity gained on principal adds $2,542/yr, and five-year appreciation sums $108,855 alongside rental yield of 7.32%. Five-year ROI measures 100.64% and total cumulative return in cash totals $131,452. Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,405/mo property income versus a $1,928/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in 1874

0.27 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 21635, Galena, MD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	1,063 (100%)
Owner Occupied HU	756 (71.1%)
Renter Occupied HU	122 (11.5%)
Vacant Housing Units	185 (17.4%)
Median Home Value	$384,028
Average Home Value	$477,017