13685 Mount Zion RdPine GroveCA95665
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 13685 Mount Zion Rd, Pine Grove, CA, 95665 in Pine Grove earns a 8.6% gross yield at $341,050. Rent of $2,443/mo nets $314/mo after the $1,534/mo mortgage. The 1.59 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $94,226 and $3,141/yr in equity accumulation project a total cumulative return of $149,624.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 6.0% |
| Monthly Cash Flow | $314 | $1,500 |
City averages based on Pine Grove market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,443 |
| Total Monthly Debt Service | $1,993 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2004
1.02 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95665, Pine Grove, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,321 (100%) |
| Owner Occupied HU | 1,695 (73.0%) |
| Renter Occupied HU | 349 (15.0%) |
| Vacant Housing Units | 277 (11.9%) |
| Median Home Value | $493,959 |
| Average Home Value | $531,168 |
Housing Distribution
Address Breakdown
Residential
1,815
Single Family
1,815
Multi-Family
0
Businesses
168
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2004
1.02 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95665, Pine Grove, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,321 (100%) |
| Owner Occupied HU | 1,695 (73.0%) |
| Renter Occupied HU | 349 (15.0%) |
| Vacant Housing Units | 277 (11.9%) |
| Median Home Value | $493,959 |
| Average Home Value | $531,168 |
Housing Distribution
Address Breakdown
Residential
1,815
Single Family
1,815
Multi-Family
0
Businesses
168
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Paul Boudier • Keller Williams Realty
Mls Name: MetroList Services of CA
Mls Provider:
Mls ID: #224133187
Disclaimer: Copyright MetroList Services, Inc. All rights reserved. Information is deemed reliable but not guaranteed.