1368 Pennington RdHarmanWV26270
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow1368 Pennington Rd, Harman, WV, 26270 in Harman earns its strong cash-flow label: 11.04% yield, $2,207/mo rent, $819/mo net income, DSCR 2.05. The $239,900 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $66,280 by year five. Combined with $2,210/yr in principal paydown, total projected return reaches $143,277.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11% | 6.2% |
| Monthly Cash Flow | $819 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,207 |
| Total Monthly Debt Service | $1,293 |
| DSCR Ratio | 1.71x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2005
0.85 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 26270, Harman, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 384 (100%) |
| Owner Occupied HU | 248 (64.6%) |
| Renter Occupied HU | 45 (11.7%) |
| Vacant Housing Units | 91 (23.7%) |
| Median Home Value | $175,000 |
| Average Home Value | $209,204 |
Housing Distribution
Address Breakdown
Residential
188
Single Family
188
Multi-Family
0
Businesses
25
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2005
0.85 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 26270, Harman, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 384 (100%) |
| Owner Occupied HU | 248 (64.6%) |
| Renter Occupied HU | 45 (11.7%) |
| Vacant Housing Units | 91 (23.7%) |
| Median Home Value | $175,000 |
| Average Home Value | $209,204 |
Housing Distribution
Address Breakdown
Residential
188
Single Family
188
Multi-Family
0
Businesses
25
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: KENDRA CURRAN • CANAAN REALTY
Mls Name: NCWV REIN
Mls ID: #10162088