1365 5th AveFreedomPA15042
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Freedom rentals match the income profile of 1365 5th Ave, Freedom, PA, 15042. Listed at $199,999, gross rent is $1,902/mo and net cash flow is $591/mo, a 11.41% yield well above national averages. DSCR 2.12 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $55,256 by year five with $1,842/yr in annual principal reduction, projecting $114,274 in total cumulative return.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.4% | 6.2% |
| Monthly Cash Flow | $591 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,902 |
| Total Monthly Debt Service | $1,231 |
| DSCR Ratio | 1.55x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15042, Freedom, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,824 (100%) |
| Owner Occupied HU | 2,934 (76.7%) |
| Renter Occupied HU | 561 (14.7%) |
| Vacant Housing Units | 329 ( 8.6%) |
| Median Home Value | $248,456 |
| Average Home Value | $299,692 |
Housing Distribution
Address Breakdown
Residential
3,577
Single Family
3,523
Multi-Family
54
Businesses
110
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15042, Freedom, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,824 (100%) |
| Owner Occupied HU | 2,934 (76.7%) |
| Renter Occupied HU | 561 (14.7%) |
| Vacant Housing Units | 329 ( 8.6%) |
| Median Home Value | $248,456 |
| Average Home Value | $299,692 |
Housing Distribution
Address Breakdown
Residential
3,577
Single Family
3,523
Multi-Family
54
Businesses
110
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: My State MLS
Mls ID: #11682788