13643 Nys Rte #9NJayNY12941








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Jay at 13643 Nys Rte #9N, Jay, NY, 12941 earns $9/mo cash flow from $2,627/mo rent with a $1,919/mo payment. Total monthly income totals $2,627/mo, and annual cash flow totals $107/yr on $129,948 capital. ROI tracks 19.99% on current figures, and rental yield reads 8.04% at a $392,000 purchase. Equity gained on principal adds $2,530/yr, and 5% annual appreciation supports $108,302 over five years. Five-year ROI reaches 103.92% and total cumulative return in cash sums $135,048. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $2,627/mo property income instead of your personal income.
Single Family
Built in 1900
3 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12941, Jay, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 920 (100%) |
| Owner Occupied HU | 505 (54.9%) |
| Renter Occupied HU | 97 (10.5%) |
| Vacant Housing Units | 318 (34.6%) |
| Median Home Value | $233,631 |
| Average Home Value | $317,817 |
Housing Distribution
Address Breakdown
Residential
607
Single Family
607
Multi-Family
0
Businesses
19
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