13638 E Shepherd AveClovisCA93619
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Clovis at 13638 E Shepherd Ave, Clovis, CA, 93619 projects strong ROI of -1.87%. Rental yield 0.5%. With 5% annual appreciation, the property builds $1,920,157 in value over five years. Equity growth combined delivers a projected five-year ROI of 2.71%, translating into $53,283 in total cumulative return on $1,963,375 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0.5% | 6.0% |
| Monthly Cash Flow | $(40,122) | $200 |
City averages based on Clovis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,872 |
| Total Monthly Debt Service | $40,229 |
| DSCR Ratio | 0.07x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
161.59 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
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No similar price properties found nearby.
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
161.59 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
No similar price properties found nearby.
Listed by: Sarah Hedrick • Realty Concepts, Ltd. - Fresno
Mls Name: Fresno MLS
Mls ID: #634094