13615 Ward RdHollandNY14080
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 13615 Ward Rd, Holland, NY, 14080 in Holland. At $290,000 it earns $2,320/mo in rent and distributes $304/mo to the owner after the $1,304/mo payment, a consistent 9.27% yield. DSCR 1.78 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $80,122 in value; $2,671/yr in principal paydown compounds ownership stake. Total projected return: $135,248.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 6.2% |
| Monthly Cash Flow | $304 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,320 |
| Total Monthly Debt Service | $1,821 |
| DSCR Ratio | 1.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1973
2.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14080, Holland, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,938 (100%) |
| Owner Occupied HU | 1,491 (76.9%) |
| Renter Occupied HU | 284 (14.7%) |
| Vacant Housing Units | 163 ( 8.4%) |
| Median Home Value | $316,134 |
| Average Home Value | $351,081 |
Housing Distribution
Address Breakdown
Residential
1,717
Single Family
1,693
Multi-Family
24
Businesses
94
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1973
2.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14080, Holland, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,938 (100%) |
| Owner Occupied HU | 1,491 (76.9%) |
| Renter Occupied HU | 284 (14.7%) |
| Vacant Housing Units | 163 ( 8.4%) |
| Median Home Value | $316,134 |
| Average Home Value | $351,081 |
Housing Distribution
Address Breakdown
Residential
1,717
Single Family
1,693
Multi-Family
24
Businesses
94
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Dawn Moran • HUNT Real Estate Corporation
Mls Name: NYSAMLSs
Mls Provider:
Mls ID: #B1598914
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