1361 Taos DrSaint LouisMO63138
INVESTMENT ANALYSIS
Investment Verdict
Solid Income1361 Taos Dr, Saint Louis, MO, 63138 in Saint Louis is a solid income-producing rental, 9.39% gross yield, $1,464/mo rent, $231/mo net cash flow on a $182,000 buy. DSCR 1.79 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $50,283 and $1,676/yr in principal reduction project a total cumulative return of $86,824.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 7.8% |
| Monthly Cash Flow | $231 | $450 |
City averages based on Saint Louis market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,464 |
| Total Monthly Debt Service | $1,120 |
| DSCR Ratio | 1.31x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1978
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63138, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,940 (100%) |
| Owner Occupied HU | 3,365 (37.6%) |
| Renter Occupied HU | 3,903 (43.7%) |
| Vacant Housing Units | 1,672 (18.7%) |
| Median Home Value | $168,823 |
| Average Home Value | $215,310 |
Housing Distribution
Address Breakdown
Residential
7,537
Single Family
6,960
Multi-Family
577
Businesses
282
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1978
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63138, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,940 (100%) |
| Owner Occupied HU | 3,365 (37.6%) |
| Renter Occupied HU | 3,903 (43.7%) |
| Vacant Housing Units | 1,672 (18.7%) |
| Median Home Value | $168,823 |
| Average Home Value | $215,310 |
Housing Distribution
Address Breakdown
Residential
7,537
Single Family
6,960
Multi-Family
577
Businesses
282
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Gloria Lu • Your Home Sold Guaranteed Realty
Mls Name: My State MLS
Mls ID: #11491272