13601 Philip Phelps AveBakersfieldCA93314








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Total monthly income runs $4,295/mo, and a $3,891/mo payment. Purchase price stands at $794,990, and rental yield measures 6.48% with $4,295/mo rent. Return on cash invested shows 17.2% in year one, and 5% annual appreciation builds toward $219,641 over five years. Five-year ROI reaches 88.3% and total cumulative return in cash records $230,959. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $4,295/mo property income covering a $3,891/mo payment rather than investor’s personal income.
Single Family
Built in 2025
0.28 Acres lot
$N/A/sqft
No HOA
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Nearby investment properties with comparable prices



Listed by: Suzanne L. Munger • Scott Rivera Real Estate Team
Mls Name: Bakersfield AOR
Mls ID: #202512464








