1360 Ruby Ct APT 4CapitolaCA95010








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Capitola at 1360 Ruby Ct APT 4, Capitola, CA, 95010 earns from $4,213/mo rent with a $3,177/mo payment. Total monthly income totals $4,213/mo. ROI tracks 17.3% on current figures, and rental yield reads 7.79% at a $649,000 purchase. Equity gained on principal adds $4,188/yr, and 5% annual appreciation supports $179,307 over five years. Five-year ROI reaches 90.21% and total cumulative return in cash sums $192,624. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $4,213/mo property income instead of your personal income.
Condo
Built in 1971
914.76 sqft lot
$N/A/sqft
$689 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95010, Capitola, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,058 (100%) |
| Owner Occupied HU | 2,025 (40.0%) |
| Renter Occupied HU | 2,156 (42.6%) |
| Vacant Housing Units | 877 (17.3%) |
| Median Home Value | $1,151,387 |
| Average Home Value | $1,168,485 |
Housing Distribution
Address Breakdown
Residential
4,806
Single Family
3,892
Multi-Family
914
Businesses
934
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Listed by: Jennifer Cosgrove • Intero Real Estate Services
Mls Name: MLSListings Inc
Mls Provider:
Mls ID: #ML81997490
Disclaimer: Based on information from the MLSListings MLS as of 2025-03-17 18:19:41 PDT. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.








