1360 Hemmeter RdSaginawMI48638
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow1360 Hemmeter Rd, Saginaw, MI, 48638 in Saginaw is a top-tier cash-flow asset. At $344,900 it produces $2,933/mo in rent and $658/mo in net monthly income, a 10.2% gross rental yield. The DSCR of 1.79 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $7,900. Five-year appreciation adds $95,290, driving a total cumulative return of $167,304.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 9.0% |
| Monthly Cash Flow | $658 | $800 |
City averages based on Saginaw market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,933 |
| Total Monthly Debt Service | $2,221 |
| DSCR Ratio | 1.32x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1954
1.19 Acres lot
$N/A/sqft
No HOA
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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