136 W Winona StDuluthMN55803








Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Duluth at 136 W Winona St, Duluth, MN, 55803 with 5% annual appreciation on a $278,500 basis while $1,764/mo rent supports operations. Total monthly income totals $1,764/mo and a $1,363/mo payment preserves $25/mo for cash returns. Annual cash flow comes to $300/yr on $92,323 deployed, and return on cash invested reaches 20.23% in year one. Equity gained on principal adds $1,797/yr, and five-year appreciation sums $76,944 alongside rental yield of 7.6%. Five-year ROI measures 104.72% and total cumulative return in cash totals $96,678.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $1,764/mo property income versus a $1,363/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1911
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55803, Duluth, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,457 (100%) |
| Owner Occupied HU | 5,987 (70.8%) |
| Renter Occupied HU | 1,401 (16.6%) |
| Vacant Housing Units | 1,069 (12.6%) |
| Median Home Value | $371,529 |
| Average Home Value | $418,064 |
Housing Distribution
Address Breakdown
Residential
8,049
Single Family
7,214
Multi-Family
835
Businesses
380
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Listed by: Jody Tucker • Messina & Associates Real Estate
Mls Name: Lake Superior Area Realtors
Mls Provider:
Mls ID: #6120310
Disclaimer: Information is supplied by seller and other third parties and has not been verified. Open House information is subject to change without notice. Copyright 2025 Lake Superior Area REALTORS, Inc.® MLS All Rights Reserved.








