136 Oberlin RdHamdenCT06514
INVESTMENT ANALYSIS
Investment Verdict
Solid Income136 Oberlin Rd, Hamden, CT, 06514 in Hamden carries a 1.96 coverage ratio, rent of $2,901/mo is 1.96 times the $1,483/mo payment. Rental yield 8.47%. That margin gives both the investor and Ziffy Mortgage's DSCR underwriting a comfortable buffer at a $329,900 acquisition price. No U.S. credit or income documentation required. Five-year appreciation adds $91,145; total projected cumulative return: $161,035.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 5.8% |
| Monthly Cash Flow | $(36) | $1,850 |
City averages based on Hamden market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,901 |
| Total Monthly Debt Service | $2,234 |
| DSCR Ratio | 1.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1947
9,147 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1947
9,147 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Daniel K. Bielert • Coldwell Banker Realty
Mls Name: Smart MLS
Mls Provider:
Mls ID: #24090043
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.