136 Hoover StSchuylkill HavenPA17972
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 136 Hoover St, Schuylkill Haven, PA, 17972 in Schuylkill Haven speaks for itself: 27.28% gross on a $139,900 price, generating $3,180/mo in rent and $2,263/mo in net income after the $629/mo debt service. DSCR 5.06, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $27,159 stacks alongside $38,652 in projected five-year appreciation and $1,288/yr in principal reduction. Projected total cumulative return: $198,904.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 27.3% | 6.2% |
| Monthly Cash Flow | $2,263 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,180 |
| Total Monthly Debt Service | $861 |
| DSCR Ratio | 3.69x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1925
2,178 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17972, Schuylkill Haven, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,100 (100%) |
| Owner Occupied HU | 3,504 (68.7%) |
| Renter Occupied HU | 1,140 (22.4%) |
| Vacant Housing Units | 456 ( 8.9%) |
| Median Home Value | $218,349 |
| Average Home Value | $258,867 |
Housing Distribution
Address Breakdown
Residential
5,168
Single Family
4,799
Multi-Family
369
Businesses
359
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1925
2,178 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17972, Schuylkill Haven, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,100 (100%) |
| Owner Occupied HU | 3,504 (68.7%) |
| Renter Occupied HU | 1,140 (22.4%) |
| Vacant Housing Units | 456 ( 8.9%) |
| Median Home Value | $218,349 |
| Average Home Value | $258,867 |
Housing Distribution
Address Breakdown
Residential
5,168
Single Family
4,799
Multi-Family
369
Businesses
359
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices