136 3rd AveMc Rae HelenaGA31055
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow136 3rd Ave, Mc Rae Helena, GA, 31055 in Mc Rae Helena is a solid income-producing rental, 10.61% gross yield, $1,504/mo rent, $469/mo net cash flow on a $170,000 buy. DSCR 1.97 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $46,968 and $1,566/yr in principal reduction project a total cumulative return of $94,656.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 6.0% |
| Monthly Cash Flow | $469 | $300 |
City averages based on Mc Rae Helena market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,504 |
| Total Monthly Debt Service | $967 |
| DSCR Ratio | 1.56x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1967
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31055, Mc Rae, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,280 (100%) |
| Owner Occupied HU | 1,271 (55.7%) |
| Renter Occupied HU | 632 (27.7%) |
| Vacant Housing Units | 377 (16.5%) |
| Median Home Value | $152,440 |
| Average Home Value | $199,687 |
Housing Distribution
Address Breakdown
Residential
1,909
Single Family
1,909
Multi-Family
0
Businesses
223
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1967
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31055, Mc Rae, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,280 (100%) |
| Owner Occupied HU | 1,271 (55.7%) |
| Renter Occupied HU | 632 (27.7%) |
| Vacant Housing Units | 377 (16.5%) |
| Median Home Value | $152,440 |
| Average Home Value | $199,687 |
Housing Distribution
Address Breakdown
Residential
1,909
Single Family
1,909
Multi-Family
0
Businesses
223
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: GAMLS
Mls ID: #10657415