1355 Lynmar StKeyserWV26726
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder1355 Lynmar St, Keyser, WV, 26726 in Keyser earns a respectable 7.92% gross yield at $209,000, but after the $940/mo mortgage the net cash flow is $171/mo, a tight but positive spread. Expense discipline (vacancy, management, maintenance) will determine whether the margin widens. Ziffy Mortgage's DSCR mortgage (1.47) still qualifies on property income; a larger down payment can improve the cash-flow buffer. Long-term, 5% appreciation projects $57,743 over five years, making equity the dominant return driver. Total projected return: $89,870.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 6.2% |
| Monthly Cash Flow | $171 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,380 |
| Total Monthly Debt Service | $1,126 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1963
9,600 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 26726, Keyser, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,797 (100%) |
| Owner Occupied HU | 3,635 (62.7%) |
| Renter Occupied HU | 1,435 (24.8%) |
| Vacant Housing Units | 727 (12.5%) |
| Median Home Value | $171,898 |
| Average Home Value | $209,203 |
Housing Distribution
Address Breakdown
Residential
5,903
Single Family
5,735
Multi-Family
168
Businesses
432
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1963
9,600 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 26726, Keyser, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,797 (100%) |
| Owner Occupied HU | 3,635 (62.7%) |
| Renter Occupied HU | 1,435 (24.8%) |
| Vacant Housing Units | 727 (12.5%) |
| Median Home Value | $171,898 |
| Average Home Value | $209,203 |
Housing Distribution
Address Breakdown
Residential
5,903
Single Family
5,735
Multi-Family
168
Businesses
432
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jacqueline Hazlett • Pearson Smith Realty, LLC
Mls Name: Bright MLS
Mls ID: #WVMI2003676