1354 Stein RdSaint LouisMO63135
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 1354 Stein Rd, Saint Louis, MO, 63135 in Saint Louis speaks for itself: 11.68% gross on a $160,000 price, generating $1,558/mo in rent and $561/mo in net income after the $719/mo debt service. DSCR 2.17, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $6,734 stacks alongside $44,205 in projected five-year appreciation and $1,474/yr in principal reduction. Projected total cumulative return: $96,880.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.7% | 7.8% |
| Monthly Cash Flow | $561 | $450 |
City averages based on Saint Louis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,558 |
| Total Monthly Debt Service | $933 |
| DSCR Ratio | 1.67x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1951
0.52 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63135, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,808 (100%) |
| Owner Occupied HU | 4,607 (52.3%) |
| Renter Occupied HU | 3,052 (34.7%) |
| Vacant Housing Units | 1,149 (13.0%) |
| Median Home Value | $134,885 |
| Average Home Value | $202,740 |
Housing Distribution
Address Breakdown
Residential
7,987
Single Family
7,774
Multi-Family
213
Businesses
305
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1951
0.52 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63135, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,808 (100%) |
| Owner Occupied HU | 4,607 (52.3%) |
| Renter Occupied HU | 3,052 (34.7%) |
| Vacant Housing Units | 1,149 (13.0%) |
| Median Home Value | $134,885 |
| Average Home Value | $202,740 |
Housing Distribution
Address Breakdown
Residential
7,987
Single Family
7,774
Multi-Family
213
Businesses
305
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Thomas J Welch • The Hermann London Group LLC
Mls Name: MARIS
Mls ID: #26006554