1353 N 2nd StOzarkAR72949
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 1353 N 2nd St, Ozark, AR, 72949 in Ozark is narrow, $156/mo net on $1,289/mo rent after the $1,012/mo debt service, but the property operates at break-even-plus, not a loss. At $225,000 with a 8.04% yield, the long-run equity case via 5% appreciation ($62,163 over five years) and $2,072/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.27 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $81,048.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 7.0% |
| Monthly Cash Flow | $156 | $250 |
City averages based on Ozark market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,289 |
| Total Monthly Debt Service | $1,263 |
| DSCR Ratio | 1.02x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1988
0.98 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72949, Ozark, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,425 (100%) |
| Owner Occupied HU | 2,814 (63.6%) |
| Renter Occupied HU | 1,069 (24.2%) |
| Vacant Housing Units | 542 (12.2%) |
| Median Home Value | $137,813 |
| Average Home Value | $165,492 |
Housing Distribution
Address Breakdown
Residential
4,144
Single Family
4,070
Multi-Family
74
Businesses
457
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1988
0.98 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72949, Ozark, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,425 (100%) |
| Owner Occupied HU | 2,814 (63.6%) |
| Renter Occupied HU | 1,069 (24.2%) |
| Vacant Housing Units | 542 (12.2%) |
| Median Home Value | $137,813 |
| Average Home Value | $165,492 |
Housing Distribution
Address Breakdown
Residential
4,144
Single Family
4,070
Multi-Family
74
Businesses
457
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jan Hicks • Bartlett Hicks Realty, Inc.
Mls Name: CARMLS
Mls Provider:
Mls ID: #25015437
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.