13524 SE 95th StOklahoma CityOK73165
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 13524 SE 95th St, Oklahoma City, OK, 73165 in Oklahoma City. Rental yield 5.16%. At $600,000 with 5.16% gross yield, current distributions are modest, but the 5% appreciation rate projects $165,769 in new equity by year five, complemented by $5,526/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.96) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $147,464.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.2% | 10.0% |
| Monthly Cash Flow | $(1,315) | $450 |
City averages based on Oklahoma City market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,580 |
| Total Monthly Debt Service | $3,593 |
| DSCR Ratio | 0.72x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
1.10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 73165, Oklahoma City, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,103 (100%) |
| Owner Occupied HU | 2,678 (86.3%) |
| Renter Occupied HU | 307 ( 9.9%) |
| Vacant Housing Units | 118 ( 3.8%) |
| Median Home Value | $364,751 |
| Average Home Value | $379,781 |
Housing Distribution
Address Breakdown
Residential
2,832
Single Family
2,832
Multi-Family
0
Businesses
44
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
1.10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 73165, Oklahoma City, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,103 (100%) |
| Owner Occupied HU | 2,678 (86.3%) |
| Renter Occupied HU | 307 ( 9.9%) |
| Vacant Housing Units | 118 ( 3.8%) |
| Median Home Value | $364,751 |
| Average Home Value | $379,781 |
Housing Distribution
Address Breakdown
Residential
2,832
Single Family
2,832
Multi-Family
0
Businesses
44
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Leon Tullis • Keller Williams Realty Elite
Mls Name: MLSOK/OKCMAR
Mls ID: #1206942