13521 NE 87th St LOT 154VancouverWA98682
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSolid fundamentals define the investment case at 13521 NE 87th St LOT 154, Vancouver, WA, 98682 in Vancouver: $4,048/mo in rent, $247/mo in net income, 7.68% gross yield, 1.42 DSCR, all at $632,210. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $174,668 in appreciation and $5,823/yr in principal paydown projects total cumulative return of $255,205.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 5.2% |
| Monthly Cash Flow | $247 | $850 |
City averages based on Vancouver market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,048 |
| Total Monthly Debt Service | $3,549 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 98682, Vancouver, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 25,179 (100%) |
| Owner Occupied HU | 17,703 (70.3%) |
| Renter Occupied HU | 6,865 (27.3%) |
| Vacant Housing Units | 611 ( 2.4%) |
| Median Home Value | $550,966 |
| Average Home Value | $610,249 |
Housing Distribution
Address Breakdown
Residential
24,818
Single Family
23,295
Multi-Family
1,523
Businesses
1,362
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 98682, Vancouver, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 25,179 (100%) |
| Owner Occupied HU | 17,703 (70.3%) |
| Renter Occupied HU | 6,865 (27.3%) |
| Vacant Housing Units | 611 ( 2.4%) |
| Median Home Value | $550,966 |
| Average Home Value | $610,249 |
Housing Distribution
Address Breakdown
Residential
24,818
Single Family
23,295
Multi-Family
1,523
Businesses
1,362
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jennifer Brown • Holt Homes Realty, LLC
Mls Name: RMLS (OR)
Mls ID: #626330838