13520 Stratford Place Cir APT 201Fort MyersFL33919
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeAt 1.56, 13520 Stratford Place Cir APT 201, Fort Myers, FL, 33919 in Fort Myers sits at the top of Ziffy Mortgage's DSCR coverage band, a significant advantage for non-U.S. buyers closing without domestic income documentation. Rental yield 8.43%. The 8.43% yield is backed by 5% annual appreciation projecting $63,545 in value gain, plus $2,118/yr in principal reduction. Total projected cumulative return: $49,738.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 6.8% |
| Monthly Cash Flow | $(639) | $1,850 |
City averages based on Fort Myers market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,616 |
| Total Monthly Debt Service | $2,163 |
| DSCR Ratio | 0.75x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1969
6,791 sqft lot
$N/A/sqft
$8,508 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1969
6,791 sqft lot
$N/A/sqft
$8,508 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Eric Potts • 1 Percent Lists SWFL
Mls Name: SWFLMLS
Mls Provider:
Mls ID: #225040139
Disclaimer: The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS. Copyright 2025 Southwest Florida MLS. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.