13520 S 50th StPapillionNE68133
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 13520 S 50th St, Papillion, NE, 68133 in Papillion is narrow, $29/mo net on $3,595/mo rent after the $2,489/mo debt service, but the property operates at break-even-plus, not a loss. At $525,000 with a 8.22% yield, the long-run equity case via 5% appreciation ($145,048 over five years) and $4,401/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.44 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $193,701.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 6.2% |
| Monthly Cash Flow | $29 | $420 |
City averages based on Papillion market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,595 |
| Total Monthly Debt Service | $3,464 |
| DSCR Ratio | 1.04x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2020
0.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68133, Papillion, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,876 (100%) |
| Owner Occupied HU | 3,853 (79.0%) |
| Renter Occupied HU | 951 (19.5%) |
| Vacant Housing Units | 72 ( 1.5%) |
| Median Home Value | $372,736 |
| Average Home Value | $390,273 |
Housing Distribution
Address Breakdown
Residential
5,213
Single Family
4,652
Multi-Family
561
Businesses
82
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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