1352 Speer StOakdaleCA95361








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Total monthly income runs $2,545/mo, and a $2,227/mo payment. Purchase price stands at $454,900, and rental yield measures 6.71% with $2,545/mo rent. Return on cash invested shows 17.76% in year one, and 5% annual appreciation builds toward $125,680 over five years. Five-year ROI reaches 91.34% and total cumulative return in cash records $137,744. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,545/mo property income covering a $2,227/mo payment rather than investor’s personal income.
Single Family
Built in 1979
6,199 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95361, Oakdale, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,196 (100%) |
| Owner Occupied HU | 8,870 (67.2%) |
| Renter Occupied HU | 3,876 (29.4%) |
| Vacant Housing Units | 450 ( 3.4%) |
| Median Home Value | $551,388 |
| Average Home Value | $614,477 |
Housing Distribution
Address Breakdown
Residential
12,423
Single Family
11,833
Multi-Family
590
Businesses
1,200
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Listed by: Pamela Harmon • PMZ Real Estate
Mls Name: MetroList Services of CA
Mls Provider:
Mls ID: #225004346
Disclaimer: Copyright MetroList Services, Inc. All rights reserved. Information is deemed reliable but not guaranteed.








