1351 Casa CtSanta ClaraCA95051
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 1351 Casa Ct, Santa Clara, CA, 95051 in Santa Clara. Rental yield 4.38%. At $999,888 with 4.38% gross yield, current distributions are modest, but the 5% appreciation rate projects $276,251 in new equity by year five, complemented by $9,209/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.81) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $215,933.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.4% | 6.0% |
| Monthly Cash Flow | $(3,190) | $1,500 |
City averages based on Santa Clara market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,649 |
| Total Monthly Debt Service | $5,788 |
| DSCR Ratio | 0.63x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1978
1,750 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95051, Santa Clara, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 26,197 (100%) |
| Owner Occupied HU | 10,536 (40.2%) |
| Renter Occupied HU | 13,535 (51.7%) |
| Vacant Housing Units | 2,126 ( 8.1%) |
| Median Home Value | $1,728,680 |
| Average Home Value | $1,675,695 |
Housing Distribution
Address Breakdown
Residential
25,095
Single Family
18,363
Multi-Family
6,732
Businesses
1,219
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1978
1,750 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95051, Santa Clara, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 26,197 (100%) |
| Owner Occupied HU | 10,536 (40.2%) |
| Renter Occupied HU | 13,535 (51.7%) |
| Vacant Housing Units | 2,126 ( 8.1%) |
| Median Home Value | $1,728,680 |
| Average Home Value | $1,675,695 |
Housing Distribution
Address Breakdown
Residential
25,095
Single Family
18,363
Multi-Family
6,732
Businesses
1,219
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLSListings Inc
Mls ID: #ML82042174