13505 485th AveParkers PrairieMN56361
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 13505 485th Ave, Parkers Prairie, MN, 56361 in Parkers Prairie fits: $1,000,000, 3.64% gross yield, and a projected 5% annual appreciation rate adding $276,282 in value within five years. Rental yield 3.64%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.68) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $9,210/yr in principal paydown and $276,282 in appreciation project a total return of $172,974.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.6% | 6.0% |
| Monthly Cash Flow | $(3,207) | $500 |
City averages based on Parkers Prairie market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,037 |
| Total Monthly Debt Service | $5,847 |
| DSCR Ratio | 0.52x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1982
3 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1982
3 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Charles Davis • Dane Arthur Real Estate Agency-Crosslake
Mls Name: NorthstarMLS as distributed by MLS GRID
Mls ID: #6786614