135 Temple StGardnerMA01440
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Rental property for sale in Gardner at 135 Temple St, Gardner, MA, 01440 priced at $387,900 converts $2,690/mo rent into $245/mo cash flow after a $1,899/mo obligation. Total monthly income equals $2,690/mo, and annual cash flow totals $2,937/yr on $128,589 invested. Return on cash invested prints 22.19% in year one, and rental yield reads 8.32% against a $387,900 entry. Equity gained on principal adds $2,503/yr, while 5% annual appreciation compiles into $107,170 by year five. Five-year ROI reaches 115.24% and total cumulative return in cash sums $148,185. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $2,690/mo property income covering a $1,899/mo payment, not borrower’s personal income.
Single Family
Built in 1950
0.41 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01440, Gardner, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,823 (100%) |
| Owner Occupied HU | 5,104 (52.0%) |
| Renter Occupied HU | 4,026 (41.0%) |
| Vacant Housing Units | 693 ( 7.1%) |
| Median Home Value | $347,548 |
| Average Home Value | $406,369 |
Housing Distribution
Address Breakdown
Residential
8,993
Single Family
7,174
Multi-Family
1,819
Businesses
598
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Listed by: Maureen Baril • Coldwell Banker Realty - Leominster
Mls Name: MLS PIN
Mls ID: #73449410