135 S Main StKeyserWV26726
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 135 S Main St, Keyser, WV, 26726 in Keyser is straightforward: $135,000 in, $1,029/mo in rent, $248/mo out after debt service. The 9.15% gross yield and 1.70 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $37,298 by year five. With $1,243/yr in principal equity, the total cumulative return is projected at $66,926.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 6.2% |
| Monthly Cash Flow | $248 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,029 |
| Total Monthly Debt Service | $727 |
| DSCR Ratio | 1.41x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1914
3,280 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 26726, Keyser, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,797 (100%) |
| Owner Occupied HU | 3,635 (62.7%) |
| Renter Occupied HU | 1,435 (24.8%) |
| Vacant Housing Units | 727 (12.5%) |
| Median Home Value | $171,898 |
| Average Home Value | $209,203 |
Housing Distribution
Address Breakdown
Residential
5,903
Single Family
5,735
Multi-Family
168
Businesses
432
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1914
3,280 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 26726, Keyser, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,797 (100%) |
| Owner Occupied HU | 3,635 (62.7%) |
| Renter Occupied HU | 1,435 (24.8%) |
| Vacant Housing Units | 727 (12.5%) |
| Median Home Value | $171,898 |
| Average Home Value | $209,203 |
Housing Distribution
Address Breakdown
Residential
5,903
Single Family
5,735
Multi-Family
168
Businesses
432
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Pam Terry • EXP Realty, LLC
Mls Name: Bright MLS
Mls ID: #WVMI2003816