135 Ramona CirPalm HarborFL34683








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Palm Harbor at 135 Ramona Cir, Palm Harbor, FL, 34683 uses $94,444 cash to close to unlock $10,270/yr annual cash flow and $856/mo monthly cash flow. Total monthly income runs $2,746/mo, and a $1,394/mo payment keeps the spread at $856/mo. Purchase price stands at $284,900, and rental yield measures 11.57% with $2,746/mo rent. Return on cash invested shows 30.78% in year one, and 5% annual appreciation builds toward $78,713 over five years. Five-year ROI reaches 161.75% and total cumulative return in cash records $152,759. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,746/mo property income covering a $1,394/mo payment rather than investor’s personal income.
Single Family
Built in 1972
6,804 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34683, Palm Harbor, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,757 (100%) |
| Owner Occupied HU | 11,743 (70.1%) |
| Renter Occupied HU | 3,060 (18.3%) |
| Vacant Housing Units | 1,954 (11.7%) |
| Median Home Value | $476,669 |
| Average Home Value | $538,671 |
Housing Distribution
Address Breakdown
Residential
14,234
Single Family
12,031
Multi-Family
2,203
Businesses
572
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Listed by: Kirk Budd • KELLER WILLIAMS REALTY- PALM H
Mls Name: Stellar MLS
Mls ID: #TB8417349








