135 N Sanders StNacogdochesTX75964
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowNot flashy, but dependably profitable, 135 N Sanders St, Nacogdoches, TX, 75964 in Nacogdoches is listed at $189,900 and delivers $1,609/mo in rent and $259/mo in net monthly cash flow. The 10.17% yield and 1.88 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $52,466 over five years, and $1,749/yr in principal reduction supplements cash return. Total projected cumulative return: $89,454.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 6.2% |
| Monthly Cash Flow | $259 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,609 |
| Total Monthly Debt Service | $1,275 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
165.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 75964, Nacogdoches, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,318 (100%) |
| Owner Occupied HU | 4,608 (55.4%) |
| Renter Occupied HU | 2,748 (33.0%) |
| Vacant Housing Units | 962 (11.6%) |
| Median Home Value | $164,655 |
| Average Home Value | $214,953 |
Housing Distribution
Address Breakdown
Residential
8,227
Single Family
7,787
Multi-Family
440
Businesses
467
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
165.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 75964, Nacogdoches, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,318 (100%) |
| Owner Occupied HU | 4,608 (55.4%) |
| Renter Occupied HU | 2,748 (33.0%) |
| Vacant Housing Units | 962 (11.6%) |
| Median Home Value | $164,655 |
| Average Home Value | $214,953 |
Housing Distribution
Address Breakdown
Residential
8,227
Single Family
7,787
Multi-Family
440
Businesses
467
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Barbara Kenna • Coldwell Banker Lenhart - Kilgore
Mls Name: LGVBOARD
Mls Provider:
Mls ID: #20254554
Disclaimer: Copyright 2025 Longview Area Association of REALTORS. All rights reserved. Information is deemed reliable but not guaranteed.