








A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |


Investment property for sale in Jersey City at 135 Montgomery St APT 4F, Jersey City, NJ, 07302 offers a 9.76% rental yield on a $449,000 purchase with $3,653/mo rent. Total monthly income registers $3,653/mo, and a $2,198/mo payment leaves $452/mo available for distribution. Annual cash flow reaches $5,427/yr on $148,844 to close, and return on cash invested stands at 23.55% in year one. Equity gained on principal adds $2,897/yr while 5% annual appreciation supports $124,050 over five years. Portfolio math shows five-year ROI at 123.64% and total cumulative return in cash at $184,036. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $3,653/mo property income against a $2,198/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Condo
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood data shown for ZIP Code: 07302, Jersey City, NJ area.
| Category | Value |
|---|---|
| Total HU (Housing Units) | 36,585 (100%) |
| Owner Occupied HU | 7,643 (20.9%) |
| Renter Occupied HU | 25,548 (69.8%) |
| Vacant Housing Units | 3,394 ( 9.3%) |
| Median Home Value | $917,452 |
| Average Home Value | $1,017,181 |
Residential
33,591
Single Family
6,688
Multi-Family
26,903
Businesses
1,293
Date | Event | Price |
|---|---|---|
| No price history data available | ||
Date | Tax Paid | Tax Increase Rate | Value | Value Increase Rate |
|---|---|---|---|---|
| No tax history data available | ||||



Listed by: MELANIE J FAJARDO • REMAX VILLA REALTORS
Mls Name: HCMLS
Mls ID: #250022370