13471 Court StMoultonAL35650
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow13471 Court St, Moulton, AL, 35650 in Moulton is a top-tier cash-flow asset. At $235,000 it produces $2,026/mo in rent and $699/mo in net monthly income, a 10.34% gross rental yield. The DSCR of 1.92 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $8,390. Five-year appreciation adds $64,926, driving a total cumulative return of $133,556.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.3% | 6.2% |
| Monthly Cash Flow | $699 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,026 |
| Total Monthly Debt Service | $1,233 |
| DSCR Ratio | 1.64x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35650, Moulton, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,353 (100%) |
| Owner Occupied HU | 4,537 (71.4%) |
| Renter Occupied HU | 1,280 (20.1%) |
| Vacant Housing Units | 536 ( 8.4%) |
| Median Home Value | $186,944 |
| Average Home Value | $202,211 |
Housing Distribution
Address Breakdown
Residential
6,108
Single Family
6,010
Multi-Family
98
Businesses
528
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35650, Moulton, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,353 (100%) |
| Owner Occupied HU | 4,537 (71.4%) |
| Renter Occupied HU | 1,280 (20.1%) |
| Vacant Housing Units | 536 ( 8.4%) |
| Median Home Value | $186,944 |
| Average Home Value | $202,211 |
Housing Distribution
Address Breakdown
Residential
6,108
Single Family
6,010
Multi-Family
98
Businesses
528
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices