1347 Jeffery StBradleyIL60915
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 1347 Jeffery St, Bradley, IL, 60915 in Bradley at $175,500 earns $1,404/mo in rent and nets $187/mo after the $789/mo payment, a 9.6% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $48,487 over five years. Ziffy Mortgage underwrites this on a 1.78 DSCR without U.S. credit history. With $1,616/yr in principal paydown, total projected return reaches $79,158.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 7.0% |
| Monthly Cash Flow | $187 | $400 |
City averages based on Bradley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,404 |
| Total Monthly Debt Service | $1,147 |
| DSCR Ratio | 1.22x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1959
9,100 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60915, Bradley, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,503 (100%) |
| Owner Occupied HU | 2,671 (59.3%) |
| Renter Occupied HU | 1,514 (33.6%) |
| Vacant Housing Units | 318 ( 7.1%) |
| Median Home Value | $159,109 |
| Average Home Value | $220,250 |
Housing Distribution
Address Breakdown
Residential
4,252
Single Family
4,057
Multi-Family
195
Businesses
466
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1959
9,100 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60915, Bradley, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,503 (100%) |
| Owner Occupied HU | 2,671 (59.3%) |
| Renter Occupied HU | 1,514 (33.6%) |
| Vacant Housing Units | 318 ( 7.1%) |
| Median Home Value | $159,109 |
| Average Home Value | $220,250 |
Housing Distribution
Address Breakdown
Residential
4,252
Single Family
4,057
Multi-Family
195
Businesses
466
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices