1346 Geddie Loop RdDeatsvilleAL36022
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 1346 Geddie Loop Rd, Deatsville, AL, 36022 in Deatsville is narrow, $191/mo net on $2,274/mo rent after the $1,659/mo debt service, but the property operates at break-even-plus, not a loss. At $369,000 with a 7.4% yield, the long-run equity case via 5% appreciation ($101,948 over five years) and $3,399/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.37 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $151,398.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 6.2% |
| Monthly Cash Flow | $191 | $300 |
City averages based on Deatsville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,274 |
| Total Monthly Debt Service | $1,936 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2002
1.80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36022, Deatsville, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,878 (100%) |
| Owner Occupied HU | 4,758 (80.9%) |
| Renter Occupied HU | 773 (13.2%) |
| Vacant Housing Units | 347 ( 5.9%) |
| Median Home Value | $232,558 |
| Average Home Value | $248,431 |
Housing Distribution
Address Breakdown
Residential
5,667
Single Family
5,667
Multi-Family
0
Businesses
102
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2002
1.80 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36022, Deatsville, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,878 (100%) |
| Owner Occupied HU | 4,758 (80.9%) |
| Renter Occupied HU | 773 (13.2%) |
| Vacant Housing Units | 347 ( 5.9%) |
| Median Home Value | $232,558 |
| Average Home Value | $248,431 |
Housing Distribution
Address Breakdown
Residential
5,667
Single Family
5,667
Multi-Family
0
Businesses
102
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Robyn Shields • First Rate Real Estate
Mls Name: MAAR
Mls Provider:
Mls ID: #566307
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