13456 Windy Craig Dr NEGowenMI49326
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 13456 Windy Craig Dr NE, Gowen, MI, 49326 in Gowen worth study. Rental yield 3.01%. The 3.01% gross yield is below cash-flow benchmarks at $729,000, but 5% annual appreciation, adding $201,409 over five years, frames this as a capital growth position. Rent of $1,828/mo partially offsets the $3,278/mo payment. Ziffy Mortgage finances appreciation-play properties (0.56 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $84,501.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3% | 6.3% |
| Monthly Cash Flow | $(3,005) | $720 |
City averages based on Gowen market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,828 |
| Total Monthly Debt Service | $4,542 |
| DSCR Ratio | 0.40x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2023
2.37 Acres lot
$N/A/sqft
$300 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2023
2.37 Acres lot
$N/A/sqft
$300 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
