13451 SE Raymond StPortlandOR97236
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Portland rentals match the income profile of 13451 SE Raymond St, Portland, OR, 97236. Listed at $137,100, gross rent is $1,539/mo and net cash flow is $700/mo, a 13.29% yield well above national averages. DSCR 2.50 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $37,878 by year five with $1,263/yr in annual principal reduction, projecting $62,036 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.3% | 5.5% |
| Monthly Cash Flow | $700 | $450 |
City averages based on Portland market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,539 |
| Total Monthly Debt Service | $1,368 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1995
2,996 sqft lot
$N/A/sqft
$595 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97236, Portland, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,986 (100%) |
| Owner Occupied HU | 7,379 (56.8%) |
| Renter Occupied HU | 5,061 (39.0%) |
| Vacant Housing Units | 546 ( 4.2%) |
| Median Home Value | $482,013 |
| Average Home Value | $519,562 |
Housing Distribution
Address Breakdown
Residential
13,864
Single Family
13,081
Multi-Family
783
Businesses
392
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1995
2,996 sqft lot
$N/A/sqft
$595 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97236, Portland, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,986 (100%) |
| Owner Occupied HU | 7,379 (56.8%) |
| Renter Occupied HU | 5,061 (39.0%) |
| Vacant Housing Units | 546 ( 4.2%) |
| Median Home Value | $482,013 |
| Average Home Value | $519,562 |
Housing Distribution
Address Breakdown
Residential
13,864
Single Family
13,081
Multi-Family
783
Businesses
392
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices